Level 3 &
Large Ticket

Level Up to Save Money

Behind the scenes, credit card transactions are processed in tiered levels—1, 2, 3, and Large Ticket. This matters because the higher the level, the lower the interchange fee. Infintech can help you level up.

More Data = Less Revenue Lost to Fees

Credit card networks give the lowest interchange rates to companies that provide the most detailed customer and transaction data with every payment processed. That’s because more data translates to less risk. The more data provided, the higher the processing level.

The great news is that Infintech’s TranSafe payment gateway automatically populates the necessary data fields for you to process at the optimum level. Our technology fills in the details; you pocket the savings.

And if you accept large credit card payments for B2B invoices or high-ticket consumer purchases? Our payment gateway routes and qualifies these transactions for Large Ticket processing, a special category that also charges lower interchange fees.

Example: How Much Can Level 3 Processing Save You?

You Accept $100,000 Yearly in Business Cards

Network Cost
—without—
Level 3 Data

$

Rate 2.7%

Network Cost
—with—
Level 3 Data

$

Rate 1.9%

Your Savings
—with—
Level 3 Data

$

Your rate drops by 0.8%

Example: How Much Can Large Ticket Save You?

You Accept a Single $100,000 Transaction

Network Cost
—without—
Large Ticket Data

$

Rate 2.7%

Network Cost
—with—
Large Ticket Data

$

Rate 1.4%

Your Savings
—with—
Large Ticket Data

$

Your rate drops by 1.3%

Which Level Is Right For You?

Data ElementLevel 1Level 2Level 3Large Ticket
Merchant Name
Transaction Amount (Total)
Transaction Date
Tax Amount
Customer Code
Merchant Postal Code
Tax Identification
Merchant Minority Code
Merchant State Code
Ship From Postal Code
Destination Postal Code
Invoice Number
Order Number
Item Product Code
Item Description
Item Quantity
Item Unit of Measure
Item Extended Amount
Freight Amount
Duty Amount
Transaction Amount: Less than $7,500
Transaction Amount: More than $7,500